Live international spot price, converted to INR

Gold Rate Today

Enter a weight and a karat purity below to see today's gold rate in Indian rupees, calculated live from the current international gold spot price. The number updates automatically as soon as the page loads a fresh price - you do not need to refresh or search again. Because this is a spot-price conversion rather than a local jeweller's quoted rate, we show you exactly what that means and why it will typically read lower than the price at your nearest showroom.

Gold rate by purity, per gram (reference price)
Purity	Fineness	Rate / gram	Rate / tola
24K	999	–	–
22K	916	–	–
20K	833	–	–
18K	750	–	–
14K	585	–	–

Why this number is different from your jeweller's rate

Every gold rate you see on this page is derived from the international spot price for gold (quoted in US dollars per troy ounce, ticker XAU/USD), converted to Indian rupees using the current USD/INR exchange rate, then scaled down to a per-gram price for the karat purity you select.

That is deliberately transparent about what it is not: it is not an IBJA (India Bullion and Jewellers Association) reference rate, and it is not what a jeweller in Hyderabad, Mumbai or Chennai will quote you at the counter. India's retail gold price is built on top of the international spot price with three additions the spot price alone does not include - import duty (around 15% under current customs policy), GST (3% on the sale), and a local premium the jeweller or bullion dealer adds for making charges, wastage and their own margin. Add those together and a local retail quote can run noticeably higher than a pure spot-price conversion.

We show the spot-converted number because it updates in real time, costs nothing to provide, and is genuinely useful as a reference point: it tells you which direction gold has moved today and by roughly how much, even if the absolute rupee figure needs a mental markup before you compare it to a shop window. A permanent notice sits directly above every result on this page reminding you of exactly that.

How the gold rate is calculated

The calculator above does three things every time the page loads:

Fetches the current XAU/USD spot price (US dollars per troy ounce of pure, 24K gold) from a live market-data feed.
Fetches the current USD to INR exchange rate from a live currency feed.
Converts the spot price to rupees per gram, then multiplies by the purity fraction of the karat you selected (24K = 99.9% pure, 22K = 91.6%, 20K = 83.3%, 18K = 75.0%, 14K = 58.5%) to give a per-gram rate, which is then multiplied by the weight you entered.

24K, 22K and 18K side by side

The table produced by the calculator above always shows all five purities at once - 24K, 22K, 20K, 18K and 14K - for both a per-gram and a per-tola price, using the same live rate, so you can compare them directly instead of switching the purity selector back and forth. A quick way to sanity-check the numbers yourself: the 22K rate should always be close to 91.6% of the 24K rate, and the 18K rate close to 75% of the 24K rate, since that is exactly the purity fraction each karat represents. If you ever see a jeweller's quoted 22K rate that looks far outside that ratio relative to their own 24K rate, it is worth asking what is included in the difference (making charges are sometimes bundled into a single displayed number rather than shown separately).

Worked examples

A few concrete examples using the same live rate the calculator above is showing right now, so you can see exactly how the maths works for a weight you might actually be holding.

10 grams of 22K gold (a common weight for a pair of everyday earrings or a thin chain): take the 22K rate per gram shown in the table above and multiply by 10.
1 tola of 24K gold (1 tola = 11.6638 grams, still the standard unit at many North Indian jewellers and bullion dealers): switch the unit selector to "Tola", keep the weight at 1, and select 24K.
8 grams (1 pavan) of 22K gold (the traditional unit in Kerala and much of South India): keep the unit selector on Gram and enter 8: 8 grams in the Gram unit gives the same figure as 1 pavan (the dedicated Pavan unit option is available on the Kerala page).

Gold rate by city

Because this calculator uses one nationally-uniform, spot-derived price, the number itself does not change from city to city - what changes locally is the size of the premium a jeweller adds on top, which this tool cannot see. We still built dedicated pages for the twelve Indian cities with the highest search volume for a local gold rate, each with the same calculator plus city-specific context, and a longer reference table covering 200+ towns and cities by search interest.

Understanding karat purity

Karat measures how much of a piece of jewellery or bullion is pure gold, out of 24 parts. 24K is (close to) pure gold and is mostly used for coins, bars and investment bullion because pure gold is too soft for everyday jewellery. 22K, at 91.6% pure, is the most common purity for jewellery sold in India and is what most gold rate tables - including this one - lead with. 18K, at 75% pure, is common in diamond-studded and Western-style jewellery because the added alloy metals make the setting stronger. See our full gold purity chart for every karat, its fineness stamp (999/916/833/750/585) and worked purity examples.

How often does the gold rate change?

The international gold spot price moves continuously during global trading hours, reacting to currency moves, interest-rate expectations, and demand from central banks, jewellers and investors worldwide. The rupee price you see here reflects two moving numbers at once - the dollar gold price and the rupee/dollar exchange rate - so it can shift even on days when the dollar gold price itself is flat, simply because the rupee strengthened or weakened. Reload this page at any time to see the latest figure; the calculator fetches a fresh price on every page load rather than caching yesterday's number.

What moves the gold price day to day

Gold's international spot price is set continuously by trading on global bullion and futures markets, not by any single country or institution. A handful of forces tend to explain most of the day-to-day movement:

The US dollar. Gold is priced in dollars worldwide, so when the dollar weakens against other currencies, gold typically becomes cheaper for holders of those other currencies to buy, which tends to push demand - and the dollar price - up. The reverse also holds.
Interest rates and bond yields. Gold pays no interest or dividend, so when interest rates rise, interest-bearing assets become relatively more attractive and gold can lose some appeal; when real interest rates fall, gold has historically tended to gain.
Inflation expectations. Gold is widely held as a store of value when investors expect inflation to erode the purchasing power of cash and bonds.
Central bank buying. Many central banks, including India's Reserve Bank of India, hold and periodically add to gold reserves; large official-sector purchases or sales can move the market.
Physical demand. In India specifically, seasonal demand around weddings and festivals such as Akshaya Tritiya and Dhanteras adds a domestic demand layer on top of the global price, which is one more reason a local jeweller's price can move slightly differently from the pure spot conversion shown on this page.
The rupee/dollar exchange rate. Because this page converts a dollar price to rupees, a weaker rupee makes the INR gold price higher even if the dollar gold price hasn't moved, and a stronger rupee has the opposite effect.

Gold rate vs. silver rate

Gold and silver are both traded as precious metals and both react to many of the same macroeconomic forces described above, but they are not interchangeable as a price signal. Silver has a much larger industrial-demand component (electronics, solar panels, and other manufacturing uses) alongside its investment and jewellery demand, so its price can be more volatile and can move independently of gold over shorter periods. The gold-to-silver ratio - how many ounces of silver it takes to buy one ounce of gold - is a figure some investors track as a rough valuation signal, though it is not something this calculator computes. If you are specifically looking for a silver rate rather than a gold rate, note that this tool is scoped to gold only.

A brief history of gold as a store of value

Gold has been used as money and as a store of value for thousands of years, long before modern currency systems existed, largely because it is scarce, does not corrode, and can be divided and re-formed without losing value. India in particular has one of the largest stocks of privately held gold in the world, accumulated over generations through jewellery purchases, gifting traditions around weddings and festivals, and gold's role as a culturally trusted way to store savings outside the banking system. That deep-rooted demand is one reason India's domestic gold market - and the local premium jewellers add on top of the international spot price - has its own dynamics distinct from the pure global spot price this calculator converts.

Frequently asked questions

Is this the same as the IBJA gold rate?

No. The IBJA (India Bullion and Jewellers Association) publishes a reference rate based on domestic bullion market transactions, which already includes import duty and local market conditions. This tool instead converts the raw international spot price (XAU/USD) to rupees, which is a different, generally lower, number. We show it because it updates live and is fully transparent about its source, not because it matches what your local jeweller will quote.

Why is the rate on this page lower than my jeweller's price?

Your jeweller's quoted price normally includes import duty (around 15%), GST (3%), and a local premium for making charges and margin, on top of the underlying spot price. This calculator shows only the spot-converted value, clearly labelled as a reference price, so it will typically read lower than a retail counter quote for the same weight and purity.

What is the difference between 24K, 22K and 18K gold?

The karat number tells you how many parts out of 24 are pure gold. 24K is 99.9% pure gold, 22K is 91.6% pure (the rest is alloy metals like silver, copper or zinc for strength), and 18K is 75% pure. Higher karat means more pure gold and generally a higher price per gram, but 22K and 18K are more durable for everyday jewellery than very soft 24K.

What is a tola and a pavan?

A tola (11.6638 grams) is a traditional South Asian weight unit still widely used by jewellers and bullion dealers in North India. A pavan (8 grams) is the traditional gold-weight unit used mainly in Kerala and parts of South India. This calculator supports both units alongside grams and troy ounces.

Does the gold rate update automatically?

Yes. Every time you load this page, the calculator fetches the current international gold spot price and the current USD/INR exchange rate directly from live market-data sources, and recalculates the rupee value. If the live fetch is ever unavailable (for example, due to a temporary network issue), the page falls back to the most recent verified reference price and clearly labels it as such rather than showing a live badge.

Why does the rate differ between cities?

The spot-price conversion this tool calculates is the same nationwide - it does not vary by city. What varies between cities in real jeweller pricing is the local premium (making charges, transport, local demand and competition) added on top of the base rate, which this free tool does not have access to. Our city pages exist to serve local search intent with the same transparent calculator, not to imply the underlying spot price itself is city-specific.

Is gold a good investment right now?

This tool provides pricing information only and is not financial advice. Gold prices move based on currency markets, interest rates, inflation expectations and global demand, and past performance does not predict future results. Speak to a licensed financial adviser before making an investment decision.

How accurate is this calculator?

The calculator applies standard, publicly documented karat purity fractions (24K = 99.9%, 22K = 91.6%, 20K = 83.3%, 18K = 75.0%, 14K = 58.5%) to a live spot price and a live exchange rate, both fetched at the moment you load the page. The arithmetic itself is exact; the main source of difference between this figure and a real-world quote is the local premium and duty structure described above, not a calculation error.

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Purity	Fineness	Rate / gram	Rate / tola
24K	999	–	–
22K	916	–	–
20K	833	–	–
18K	750	–	–
14K	585	–	–

Purity	Fineness	Rate / gram	Rate / tola
24K	999	–	–
22K	916	–	–
20K	833	–	–
18K	750	–	–
14K	585	–	–